DEATH IS HEARTBREAKING AS IS....

BUT EVEN WORSE WHEN FAMILIES HAVE TO LAUNCH A GOFUNDME OR FISH FRY TO RAISE MONEY FOR FUNERALS. THAT DOESN'T HAVE TO BE YOUR STORY.

FROM INCOME PROTECTION TO LEGACY PLANNING.

WE BREAK LIFE INSURANCE DOWN IN A WAY THAT MAKES SENSE, BUILDS CONFIDENCE, AND PUTS YOUR FAMILY IN POSITION TO WIN FOR GENERATIONS.

📺 REGISTER

TEXT "WEBINAR" to 346-247-4902

Grahamith Life & Legacy

Step into real protection, real power, and real generational wealth. We don’t just sell policies — we teach you how to secure your bloodline.

This is coverage with Purpose, Clarity, and Excellence at the center — because your legacy deserves to be Protected, Elevated, and Remembered.

Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built Protect The Life You Built
Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind Secure The Legacy You Leave Behind

OUR PROCESS

1

Get Started

Click "Consultation or book a free 1 on 1 call." During this call, you'll learn about the different types of life insurance policies and how each one works.

2

Financial Analysis

We complete a free financial needs analysis to review your current and future goals. This helps determine how much coverage makes sense for your situation.

3

Choose Your Budget

We help you choose a monthly budget that works for you. Then we compare options across multiple insurance companies to find the best fit.

4

Submit Application

We submit your free application in about 15 minutes. Approval times vary, but many clients get approved the same day.

🚨Don't Watch This Video Unless You Want To Face The Reality Of NOT Having Life Insurance

Our founders, Chris & Erika Cobb, are on a mission to educate & protect the community. Since 2018, Chosen Agency has helped thousands of clients and we look forward to helping you too.

Understanding Your Insurance Options

Learn about different insurance products and how they can protect your financial future.

Indexed Universal Life (IUL) Adult

Most people think about death when they think about life insurance, but Indexed Universal life insurance is actually one of the most powerful wealth-accumulating vehicles on the market. The IUL harnesses the power of compound interest to generate large amounts of cash value that can be withdrawn tax-free.

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Annuities (FIA)

FIXED INDEX ANNUITIES

The most important thing isn’t how big of a pile of money you can create before retirement, but rather the assurance that you will never outlive that pile. The peace of mind of knowing you will never run out of money in retirement is what annuities bring to the table that other retirement vehicles don’t. Fixed Indexed Annuities allow you to participate in the upside of the market with protection from the downside (zero risk of loss), and they can create an income for life (personal pension).

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Indexed Universal Life For Kids

An IUL policy is the most powerful and least known savings vehicle for kids on the market today, with the best feature being its flexibility to use the cash value however, whenever, and on whatever you choose (car, down payment on a house, wedding, start a business, etc.).

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Living Benefits

Two things always happen when you suffer a severe illness: your income goes down (due to inability to work) and your expenses go up (medical). When your expenses exceed your income, that is when debt begins to pile up. Living Benefits allow you to access your Life Insurance Death Benefit early if you suffer a chronic, critical, or terminal illness.

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Infinite Banking/ Be Your Own Bank

Most people think about death when they think about life insurance, but Indexed Universal life insurance is actually one of the most powerful wealth-accumulating vehicles on the market. The IUL harnesses the power of compound interest to generate large amounts of cash value that can be withdrawn tax-free.

You've probably heard about many people taking matters into their own hands and becoming their own banker. Can you imagine growing your money in your own bank then borrowing it from yourself to go make more money? This video breaks down the concept of Infinite Banking.

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Compound Interest

“Compound Interest is the 8th wonder of the world. He who understands it, earns it; he who doesn't, pays it.” -Albert Einstein

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FAQ

What Is Life Insurance?

Life Insurance is a powerful tool you can use to pass down a TAX-FREE inheritance to your heirs. Imagine leaving your children with $500,000 when you pass away. The reality is we're all going to die. Wealthy people accept this fact and create a plan to protect their legacy. Others procrastinate until it's too late and they either can't get approved for life insurance or can't afford it. Don't let that be you. YOU are CHOSEN to create generational wealth for your last name. Your policy will be the last “love letter” you’ll leave your family and can gift them with freedom! They can use it to pay off debt, keep their home, send children to college, start a business, invest in real estate, & more. Life Insurance grants your family financial peace of mind and hope for the future. Book a FREE call with us today to learn more about how life insurance can secure your legacy.

Is Life Insurance One-Size-Fits-All?

Absolutely not! There are many types of Life Insurance policies that all serve different purposes. You could get a policy that only lasts 10-30 years, or one that covers you forever. There are policies that return your premium payments if you don’t die by a certain date. You could even get a policy where part of your premium payments grow cash value for you! With so many options out there, be sure to speak to a licensed professional at Chosen Agency for help. Book a FREE call with us today!

How Much Life Insurance Do I Need?

Need help deciding which policy type and amount is right for you? Don’t feel pressured to figure it out on your own. Click “CONSULTATION” now to book a FREE financial needs analysis call with us! We will educate you, answer your questions, & provide you with a plan to transfer generational wealth to your family.

Why Do I Need Life Insurance?

Because bills don’t stop, and life keeps happening. Life insurance replaces your income, pays off debt, covers funeral expenses, and protects your family’s lifestyle and future.

What’s the difference between term and whole life insurance?

Term Life — lasts for a set number of years (10, 20, 30).

Whole Life — lasts your entire lifetime and builds cash value you can borrow from.

What If I Already Have Life Insurance Through My Job?

That’s a benefit — not a plan.

Work coverage disappears if you quit, get laid off, or get sick.

You still need your own private policy that follows YOU, not your employer.

Can I get life insurance with medical issues?

Yes. Some plans require medical exams, and some don’t.

There are options for almost everyone.

Can I Have More Than One Life Insurance Policy?

Absolutely. Many people stack policies to match their needs and income.

Does The Payout Get Taxed?

No. Life insurance payouts are generally tax-free.


What Is Cash Value?

Cash value is money your whole life policy builds over time. You can borrow from it, use it for emergencies, or grow it as part of your wealth-building plan.

  • 🖊️ Fast, Hassle-Free Appliation

    Our 100% online application process makes it easy to apply. Most applicants don't even need a medical exam!

  • 📋 Expert Advice

    We have helped thousands of clients get covered. We educate you and find the perfect policy for you to create generational wealth.

  • 🏷️ Flexible, Affordable Options

    We work with many different life insurance companies, so we can shop around for you so you don't have to! Through our comparison, we will find you the most suitable policy for the best price.

  • ⚙️ Automate & Simplified Underwriting

    Our new technology can provide instant decisions! what takes other companies weeks, we do in minutes.

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